agriKredit™
Building trust in farmers beyond collateral
Digital platform including a web dashboard to onboard, asses and monitor loans and a mobile app to geotag farms and eKYC
How does agriKredit work?
Lender power up!
Centralized and efficient customer onboarding
agriKredit provides a unified platform where lenders can easily access and manage customer data, streamlining the onboarding process and improving the decision-making efficiency
Early risk detection & intervention
Real-time tracking of farm progress enables lenders to detect risks early, allowing lenders to take proactive measures like repayment adjustments or farmer support to prevent defaults
Data-driven credit scoring for risk reduction
Integrating diverse farm, financial, and other customer data, enables accurate farmer assessment, leading to better lending decisions and reduced loan defaults
Convenient eKYC & geotagging in a mobile app
Integrated eKYC and geotagging within a single all-in-one application, eliminating the need of manual input or multiple apps, saving time and simplifying the process
Lower operational costs
Optimize field officer visits, automating loan tracking and making timely interventions; Leverage failure data to minimize legal costs and improve risk forecasting models